Human Resources - Dependant Care Assistance Program (DCAP)
The Dependent Care/Day Care Assistance Program (DCAP) provides a tax-free way for you to pay for dependent care expenses, allowing you to save money on the cost of these services. The State of Connecticut recognizes that it has become increasingly difficult to pay for these expenses while you are employed. It is for this reason that the Office of the State Comptroller, under the provisions of C.G.S. Section 5-264(b), makes available to you a benefit program that offers significant tax advantages in helping you pay for dependent care expenses.
How Does It Work?
Each dollar you put into the DCAP is a dollar not taxed. If, for example, you pay approximately 30% of your income in federal, state and social security taxes, by using the DCAP you would save 30% on the dependent care expenses you pay for from your DCAP. You may contribute up to $5,000 of your salary to your DCAP ($2,500 if you file taxes separately). Remember, if you are married, your spouse must also work, be a full-time student, or be disabled.
Whom can I include in my DCAP?
Children under the age of 13, whom you are entitled to claim as dependents on your federal income tax return; and/or
A disabled spouse or other disabled dependent who spends at least eight hours a day in your home.
What services are included?
Care at licensed nursery schools, day camps (not overnight camps) and child care centers which provide day care.
Services from individuals - other than your or your spouse's dependent or children under age 19 who provide care in or outside your home.
Household services related to the care of your qualified dependent provided by a care provider who is responsible for the care of your qualified dependent.
How do I enroll?
You have 30 days from your hire date to enroll. If you do not enroll upon hire, the State will conduct an open enrollment period once a year for employees to enroll.
Contact: Progressive Benefits Solutions - Administrator for the State of Connecticut DCAP program, at 866-906-8023 or visit their website at http://www.ctpbs.com for information regarding DCAP benefits and the enrollment process.
Remember, even if you are currently participating in the DCAP program, you must complete a new election form each year. Enrollment kits will be mailed to current participants. If you do not receive your enrollment kit or you are a new enrollee, contact Progressive Benefits Solutions at 866-906-8023. The plan cannot accept late enrollments for any reason.